Complete our online secure application.
View today's mortgage rates and APR's.
Check out the latest in the mortgage industry.
Your Florida, Georgia & South Carolina
Premier Mortgage Lender
CTC Mortgage is your one stop shop for all your home financing needs. We offer home loans in Florida, Georgia & South Carolina for both purchase and refinancing. Getting started is easy, simply contact us via telephone or fill out the "Apply Now" form to speak to a qualified mortgage professional and find out what your best Florida mortgage rate and loan program that is customized for your financial needs.
Have you been looking into purchasing your own home? Whether you have done it before or are a first time home buyer, getting a home loan in Florida Georgia or South Carolina requires a professional to guide you through the proccess. CTC Mortgage Company offers multiplle home loan opportunities for home buyers.
We also offer many mortgage refinance opportunities to help you get a lower mortgage interest rate and monthly payments, pay your home off faster or get cash out of the equity in your home. Regardless of your reason to refinance, CTC Mortgage will provide you with the best mortgage rate possible for your unique situation.
Your Local Home Loan Experts
CTC Mortgage offers a team of experts to help you with your home financing needs in the states of Florida, Georgia and South Carolina. We are Conventiently located in West Palm Beach, Port Saint Lucie, Gainsville, GA and Myrtle Beach. We understand that purchasing a home is one of the greatest financial decisions made in your lifetime, and whether you are seeking to buy or refinance we will help you every step of the way throughout the mortgage process. It’s easy to get started, simply fill out the “Apply Now” form above or call one of our mortgage loan offices to get all of your home financing options.
CTC will customize Your loan program:
Home Purchase Loans Available:
* 5% Down Payment (Conventional )
* FHA (3.5% down - 580+ Credit Score)
* VA (Veterans) 100% Financing
* USDA (100% Financing)
* Florida Jumbo Loans : 10% Down payment
* Non-Warrantable Condos OK!
* Reverse Mortgage (Age 62+)
* Condo-Tel Mortgages
* 203K Rehab Mortgages
* Construction To Permanent
* Piggy Back 2nd Mortgages
Home Refinance Loans Available:
* Lower Your Monthly Payment
* Cut Years Off your Mortgage
* FHA Streamline Refinance
* VA Streamline Refinance
* Home Improvement Loans
* Reverse Mortgage: (Cash Out)
* HARP Programs (Unlimited LTV)
* Debt Consolidation
* Self- Employed Programs
* Cash Out Mortgage
* Foreign Nationals: Primary/2nd Home/Investors
Contact Us to Learn More:
(800) 610-3570 X112
Latest from the Blog
Calculating Debt to Income Ratio
Your debt-to-income ratio or DTI is the resulting percentage of dividing your monthly liabilities by your monthly income. Lenders use this number to qualify you for a specific mortgage loan amount. Most mortgages now have a maximum back-end DTI ratio of 43% as a result of the new...
Should I Lock My Mortgage Rate Now?
It’s no secret that mortgage rates are constantly fluctuating. This can be tricky for home buyers who are waiting to buy until they can secure the lowest possible rates. You may be watching the numbers go up and down by a few hundredths of a percentage point here and...
Home Selling Tips During Tough Times
Selling a home is always challenging, but the process becomes even more challenging when it’s a down housing market. No matter what the state of the housing market is, you can always improve your home’s appeal in order to help it sell quicker. Here are our top 7...
Is Buying a Home a Smart Investment?
Americans have often used homeownership as a way to expand their wealth and increase their sense of financial security. However, many homeowners are currently losing money on their homes due to the state of the economy. So some experts think that owning a home could be a...