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Today’s Rates

30-Year Fixed

3.125% Interest Rate

3.227% APR

15-Year Fixed

2.625% Interest Rate

2.809% APR

FHA 30-Year Fixed

2.75% Interest Rate

4.006% APR

VA 30-Year Fixed

2.875% Interest Rate

3.378% APR

Rates are current as of 9:30 AM EST March 5, 2021.

Legal Disclosures

30-year Fixed-Rate Loan

The payment on a $330,000 fixed-rate loan at 3.125% (3.227% APR) is $1,413.64 with 0 points due at closing, and a loan-to-value (LTV) of 60%. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

15-year Fixed-Rate Loan

The payment on a $330,000 fixed-rate loan at 2.625% (2.809% APR) is $2,219.88 with 0 points due at closing, and a loan-to-value (LTV) of 60%. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

FHA Loan

30-year fixed-rate FHA Loan. Rate is fixed. The payment on a $337,750 loan at 2.75% (4.006% APR) is $1,593.06 with 0 points due at closing, and loan-to-value (LTV) of 96.5%. Payment does not include taxes and insurance, including Private Mortgage Insurance (PMI.) PMI is required on all FHA Loans. The actual payment amount will be greater. Some state and county maximum loan restrictions may apply.

VA Loan

30-year fixed-rate VA Loan. Rate is fixed. The payment on a $450,000 loan at 2.875% (3.378% APR) is $1,964.61 with 0 points due at closing, and a loan-to-value (LTV) of 100%. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan restrictions may apply.

CTC Mortgage is a VA-approved lender; not endorsed or sponsored by the Department of Veterans Affairs or any government agency.

VA Loans require a Certificate of Eligibility, VA Form 26-3820 or 26-8320a. Applicant must be an eligible Veteran.

Assumptions

  • Listed rates are offered exclusively through CTC Mortgage.
  • Mortgage rates could change daily.
  • Actual payments will vary based on your individual situation and current rates.
  • Some products may not be available in all states.
  • Some jumbo products may not be available to first time homebuyers.
  • Lending services may not be available in all states.
  • We assumed the loan has a 30-day rate lock period.
  • Some restrictions may apply.
  • Loans with LTV >60% may have higher rate and/or APR
  • Based on the purchase of a primary residence with no cash out at closing.
  • We assumed (unless otherwise noted) that: closing costs are paid out of pocket; this is your primary residence and is a single family home; debt-to-income (DTI) ratio is less than 30%; credit score is over 740; and an escrow account for the payment of taxes and insurance.
  • If LTV> 80%, PMI will be added to your monthly mortgage payment, with the exception of VA/Military loans. VA/Military loans do not require PMI.
  • We assume (unless otherwise noted) a VA funding fee of 3.6% on all VA Loans. Some veterans may qualify for a lower funding fee or may be exempt from funding fee.
  • Programs, rates, terms and conditions are subject to change without notice. All approvals are subject to underwriting guidelines. Not all applicants will qualify.
  • Please remember that we do not have all of your information. Therefore, the rate and payment results you see from this calculator may not reflect your actual situation. CTC Mortgage offers a wide variety of loan options. You may still qualify for a loan even if your situation does not match our assumptions. To get more accurate and personalized results, please fill out our personalized rate quote form.
  • Legal Disclaimer

    We hereby authorize you to view and print information on this website subject to it being used for informational and non-commercial purposes. It is our intention that data provided on a subject is of a general nature. Our website does not represent an exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice. Prior to making any decision or taking any action we kindly request you to contact your tax or legal advisors. Please use this document and information at your own risk. The content of this site is copyrighted and therefore any unauthorized use of any materials on this website may violate copyright, trademark, and other laws. Materials on this website may not be modified, reproduced, or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval.

    CTC Mortgage

    (561) 983-6413

    4803 PGA Boulevard
    Suite B
    West Palm Beach, FL 33418

    NMLS # 371182

    nmlsconsumeraccess.org

    Equal Housing Lender